Choosing a prepaid direct cremation plan should be simple, but the details can be anything but. Prices may look similar at first glance, yet what you actually get for that price can vary a lot: some plans guarantee cremation fees in full while others only make a contribution; collection distances can be capped; delivery of ashes may or may not be included; and extras such as removing medical devices, urgent or out‑of‑hours collection, or a larger coffin can add unexpected cost. Then there are the instalment rules — what happens if you die before finishing payments — plus FCA protection and cancellation fees to weigh up. If you want a dignified, no‑fuss farewell without leaving loved ones with a bill, you need clear, like‑for‑like information.
This guide compares 10 UK prepaid direct cremation plans with 2025 prices. For each provider we explain how the plan works, what’s included, the key exclusions and limits, current pricing and payment options, and who it’s best for. We’ll also flag common pitfalls and jargon (for example, “guaranteed fees” vs “contribution”, mileage limits, and ashes return). No fluff — just the facts you need to choose with confidence. First up, here’s how our own plan stacks up against the rest.
1. Go Direct Cremations prepaid direct cremation plan
If you want a simple, dignified, unattended cremation with clear pricing and real‑world support, Go Direct Cremations keeps things straightforward. Our service focuses on care, flexibility and transparency — with nationwide hospital collection, 24/7 availability, professional mortuary facilities and options for ashes return or scattering. Here’s how our prepaid option works alongside what’s included and any limits to know about.
How it works
You can put arrangements in place now so everything is ready when needed. We handle the essentials with minimal fuss and proactive communication for your nominated contact.
- Arrange and record wishes: Tell us your preferences; we note authorised contacts and special instructions.
- Paperwork support: We guide you through the required forms and formalities.
- 24/7 collection: When the time comes, we attend promptly using private ambulances.
- Professional care: Washing and preparation take place in our mortuary facilities; an eco‑coffin is provided.
- Cremation and ashes: We use trusted crematoria; ashes can be personally delivered or respectfully scattered.
What’s included
Everything you need for a dignified, unattended cremation — nothing you don’t. This is a people‑first alternative to a traditional funeral.
- Nationwide hospital collection: From any hospital in mainland England, Scotland or Wales.
- Administration and guidance: Help with all formalities and documentation.
- Respectful care: Washing and preparation of the deceased.
- Eco‑friendly coffin and simple ashes container: Provided as standard.
- Ashes options: Personal delivery to family or scattering in a garden of remembrance.
- 24/7 support: Advice and updates at every step.
- Trusted infrastructure: Private ambulances, professional mortuary facilities, established crematoria.
- Expertise for complex cases: Experience with coroner involvement, organ donation, overseas considerations.
Key exclusions and limits
Direct cremation is intentionally simple, so a few boundaries apply. We keep any potential extras transparent and priced upfront.
- Unattended service: No ceremony, procession, or chapel visitation.
- Scheduling: Date/time and location are arranged by us.
- Possible additional charges: Urgent or out‑of‑hours home/care‑home collection, removal of medical devices, extra‑large coffin requirements, premium urns/keepsakes, and specific personal delivery requests.
- Territory limits: Standard hospital collection is mainland England, Scotland and Wales.
2025 price and payment options
We publish a clear base price with transparent, itemised extras for specific circumstances (for example, urgent home collection or medical device removal). Because needs vary, we provide a fixed written quote before you buy so there are no surprises later. If you’re comparing prepaid direct cremation plans UK‑wide, contact our team for today’s price and to confirm available payment options.
Who it’s best for
This plan suits families who value simplicity, dignity and clarity over add‑ons they don’t need.
- No‑fuss planners: Prefer a straightforward, unattended cremation with everything essential covered.
- Nationwide hospital collection needed: Especially helpful if relatives live in different regions.
- Those wanting ashes choice: Personal delivery or garden‑of‑remembrance scattering.
- Complex circumstances: Likely coroner involvement, organ donation or potential overseas factors.
- Budget‑conscious but values‑driven: Clear pricing, eco‑coffin included, and professional facilities as standard.
2. Co-op Funeralcare direct cremation plan
A household name with 800+ branches, Co-op Funeralcare offers one of the most familiar prepaid direct cremation plans UK readers will recognise. It’s a simple, unattended cremation with cremation fees guaranteed, face‑to‑face branch support if you want it, and clear pricing that suits those who value reassurance from a national provider.
How it works
You put arrangements in place now and Co-op handles the essentials when needed. Families phone a 24/7 line, Co-op arranges collection and care, then books an unattended cremation at a time and place chosen by Co-op. Ashes can be collected locally or scattered for you.
- Set up the plan: Record wishes and authorised contacts.
- Call when needed: Co-op arranges collection (within 50 miles of the funeral home).
- Care and cremation: Professional care, simple coffin, cremation at a Co-op‑chosen slot.
- Ashes options: Collect from a branch or crematorium, or have them scattered in the Garden of Remembrance.
What’s included
You get the core elements required for a dignified direct cremation, backed by Co-op’s nationwide network and admin support.
- Professional services and admin support
- Collection within 50 miles of a Co-op funeral home
- Care and preparation of the deceased
- Simple coffin provided
- Cremation fees guaranteed in full
- Ashes collection or scattering (branch/crematorium collection or scattering in the Garden of Remembrance)
Key exclusions and limits
Direct cremation keeps things simple, so there are firm boundaries. Knowing these avoids surprises later.
- No attendance or service (unattended cremation)
- No choice of date/time/location — set by Co-op
- No viewing/chapel visits
- Doctors’ fees excluded (typically around £164, if required)
- Instalments beyond 12 months incur charges
2025 price and payment options
Co-op’s pricing is straightforward and competitive among national brands, with a small member discount and flexible terms.
- Price from: £1,700 (or £1,625 for Co-op members) per source
- Pay in full or over 12 months interest‑free
- Spread up to 5 years (charges apply)
- FCA regulated provider; standard consumer protections apply
At the time of source publication, Co-op’s Trustpilot rating was 4.5 (3,434 reviews).
Who it’s best for
This plan suits those who want the reassurance of a widely trusted brand, guaranteed cremation fees, and the option of local, in‑person support.
- Brand reassurance and branch access: Prefer a provider with 800+ locations and face‑to‑face help.
- Fixed costs: Want cremation fees guaranteed in full.
- Comfortable with unattended format: No service, no date/time choice.
- Flexible payments: Need 12 months interest‑free or longer terms (accepting charges after 12 months).
3. Golden Leaves Copper direct cremation plan
Golden Leaves is a long‑established provider working through a UK‑wide network of independent funeral directors. Its Copper plan is a simple, unattended option with cremation fees guaranteed and nationwide collection, backed by consistently strong customer reviews (Trustpilot 4.8★; 5,110 reviews per source). It’s a solid benchmark when comparing prepaid direct cremation plans UK readers are considering.
How it works
You set up the Copper plan in advance, recording your wishes and contacts. When the time comes, Golden Leaves coordinates removal and care via local independent directors, books an unattended cremation at a provider‑selected slot, then returns the ashes or arranges scattering at the crematorium.
- Set up and record wishes: Choose the Copper plan; nominate contacts.
- 24/7 removal and care: Handled by local partner directors nationwide.
- Unattended cremation: Scheduled by Golden Leaves (no attendance).
- Ashes handled as preferred: Return to family or respectful scattering.
What’s included
The Copper plan focuses on the essentials for a dignified, no‑fuss send‑off, delivered by independent directors across the UK.
- Funeral director services and admin support
- Nationwide collection
- Simple coffin
- Cremation fees guaranteed (typically a Mon–Fri single slot)
- Ashes returned to family or scattered at the crematorium
Key exclusions and limits
As with all direct cremations, simplicity comes with boundaries. Knowing these helps avoid unexpected costs.
- No attendance or service (unattended; no procession or chapel visit)
- No choice of date/time/crematorium — set by provider
- Doctors’ fees not included (families pay if required)
- Long‑term finance increases total cost (e.g., £1,700 vs ~£3,165 over 8 years per source)
2025 price and payment options
Golden Leaves keeps entry pricing competitive while offering longer terms for those who need them.
- Price from: £1,700
- Pay in full or over 12 months interest‑free
- Spread up to 8 years (finance; charges apply)
- FCA regulated provider; standard protections apply
- Indicative reputation: Trustpilot 4.8★ (5,110 reviews)
Who it’s best for
Choose the Copper plan if you want a trusted brand working through local independents, with guaranteed cremation fees and the option to spread payments longer than most.
- Nationwide reach via independents: Prefer local directors with national coordination.
- Fee certainty: Want cremation fees guaranteed in full.
- Cash‑flow flexibility: Need 12 months interest‑free or up to 8 years with finance.
- Ashes returned as standard: Value delivery or crematorium scattering.
- Comfortable with unattended format: No ceremony or attendance required.
4. Pure Cremation prepaid funeral plan
Pure Cremation is the UK’s best‑known specialist in unattended funerals, positioning its prepaid plan as a simpler, lower‑cost alternative to a traditional funeral with “no hidden costs” and prices fixed at the time you buy. If you’re comparing prepaid direct cremation plans UK‑wide and want a brand built around this one service, Pure is often on the shortlist.
How it works
A prepaid plan puts arrangements in place now, so loved ones make one call when the time comes. Pure then organises a straightforward, unattended cremation at an arranged slot and keeps your nominee updated. The idea is to remove admin and financial pressure, with the cost locked to today’s price.
- Set up the plan: Record wishes and nominate contacts.
- One call when needed: Pure coordinates collection, care and the cremation.
- Unattended cremation: A simple, no‑service cremation at a provider‑arranged time.
- Aftercare for family: Guidance on next steps and memorial options.
What’s included
Pure markets its plan as all‑in for a direct cremation, with the promise of no hidden costs and price protection at purchase. As with any plan, confirm precise inclusions before you buy.
- Professional services and administration
- Collection and care of the deceased
- Direct cremation (no service/attendance)
- Simple coffin appropriate for cremation
- Price fixed at today’s rate (provider claim of “no hidden costs”)
Key exclusions and limits
Direct cremation is intentionally pared back. Expect clear boundaries and check the small print so family aren’t surprised later.
- No funeral service or attendance (unattended format)
- Limited control over date/time/location (typically set by the provider)
- Optional extras may cost more (for example, specialist items or services if requested)
- Scope and mileage rules apply per the provider’s terms
2025 price and payment options
Pure emphasises affordability versus a traditional funeral and the benefit of fixing costs at today’s prices. Specific 2025 pricing wasn’t listed in our source extract; check the latest figure and terms directly, including:
- Ways to pay: usually pay in full or monthly instalments
- Charges on longer terms: ask if interest/fees apply beyond any interest‑free period
- If death occurs mid‑instalments: clarify refund vs. payout rules
- FCA protections: ensure you’re buying from the authorised entity
Who it’s best for
Choose Pure if you want a dedicated direct‑cremation brand with a simple, prepaid plan focused on clarity and cost control.
- Simplicity first: Prefer an unattended, no‑fuss cremation
- Price certainty: Want costs fixed at today’s rate
- Brand familiarity: Comfort in using a specialist national provider
- Less admin for family: One call, straightforward process, clear boundaries
5. Simplicity Cremations Lily Plan (direct cremation)
Simplicity’s Lily Plan is a stripped-back, prepaid direct cremation that keeps cost and admin low while covering the essentials nationwide. If you’re shortlisting prepaid direct cremation plans UK families rate for clarity and value, Lily stands out for its fixed upfront price and what it includes as standard.
How it works
You set up the Lily Plan now and your family makes one call when needed. Simplicity arranges 24/7 collection from the place of rest, provides professional care in their mortuary facilities, and books an unattended cremation at one of their preferred local crematoria. Arrangements are handled over the phone, so there’s no need to visit a branch, and ashes are returned to your loved ones afterwards.
- Buy the Lily Plan and record your wishes/contacts.
- Family calls 24/7 when needed; Simplicity collects and cares.
- Unattended cremation takes place at a local preferred crematorium.
- Ashes are returned to family.
What’s included
The Lily Plan is designed to include everything required for a dignified, no‑fuss cremation.
- 24/7 collection from the place of rest (mainland Great Britain)
- Care in quality mortuary facilities
- Cremation fees covered for a direct cremation
- Provision of a simple coffin and specialised vehicle transport
- Ashes returned to your loved ones
- Arrangements handled by phone (no funeral home meeting required)
- Service available across mainland Great Britain
Key exclusions and limits
Direct cremation is intentionally simple; knowing the boundaries helps avoid surprises.
- No mourners present; no chapel service or visitation
- No procession, hearse or limousines
- No viewing of the deceased
- Cremation date/time/venue set by the provider (preferred local crematoria)
- Extras (flowers, memorials, catering, etc.) are not part of the plan
2025 price and payment options
Simplicity prices the Lily Plan at £1,495 if paid in a lump sum or in instalments within 12 months. You can also spread payments beyond 12 months for a small administration fee, provided all payments are made by the planholder’s 80th birthday. If you’d prefer a small attended option, Simplicity also offers the Magnolia Plan from £1,795 and a fuller chapel‑time option with the Orchid Plan from £2,295.
- Price: £1,495 (pay in full or within 12 months)
- Longer instalments: Small admin fee applies (payments must complete by age 80)
- Coverage: Mainland Great Britain; cremation at preferred local crematoria
Who it’s best for
Choose the Lily Plan if you want a low, fixed price for an unattended cremation with nationwide coverage and minimal admin for family.
- Budget‑minded planners who want the essentials covered at £1,495
- Families preferring phone‑only arrangements and clear boundaries
- Those wanting ashes returned as part of the plan
- People needing instalments (and who can complete payments by age 80)
- If limited attendance matters, consider Simplicity’s Magnolia or Orchid instead
6. Distinct Cremations prepaid direct cremation plan
Distinct Cremations both sells the plan and delivers the cremation itself, so one provider handles everything end‑to‑end. If you’re comparing prepaid direct cremation plans UK families can set up quickly, this is a practical option with national coverage and clear payment choices. Note: Distinct offers both unattended (direct) and small‑attended plans.
How it works
You put a plan in place now; when the time comes, your family makes one call and Distinct manages the rest — from collection to a simple, unattended cremation booked at a suitable slot.
- Buy and record wishes: Name your authorised contacts and preferences.
- 24/7 call‑out: Distinct arranges collection and professional care.
- Unattended cremation: A straightforward cremation with no service.
- Aftercare: Family receive updates and can organise their own memorial.
What’s included
Based on publicly available details, Distinct pairs a streamlined process with nationwide availability and simple admin. Always confirm the exact inclusions for the direct cremation plan before you buy.
- Provider‑delivered cremation: Distinct conducts the cremation themselves.
- Nationwide availability: England, Wales and Scotland.
- 24/7 collection: Round‑the‑clock attendance.
- Simple arrangements: One call; admin handled for your nominee.
- Optional small‑attended plan: Their simplest attended plan includes a 30‑minute, family‑led ceremony (see pricing below).
Key exclusions and limits
As with any direct cremation, the focus is on simplicity and low fuss. Knowing the boundaries helps avoid surprises and control costs.
- Unattended format: No funeral service, procession or chapel visitation (for the direct plan).
- Date/time set by provider: Limited control over scheduling.
- Longer instalments cost more: Paying over multiple years adds instalment charges (up to 10 years available).
- Cancellation terms: £95 fee after 30 days; on 5/10‑year plans there’s typically no refund if you cancel after 12 months (per source notes).
- Payout promise (instalments): After 12 months on a 5/10‑year plan, the funeral goes ahead even if instalments aren’t finished (source note).
- No joint policy: Single‑person plans only.
- Moving home: No fee to switch area.
2025 price and payment options
Distinct publishes clear pricing for its small‑attended plan, and offers a separate unattended (direct) option — check the current direct cremation price before you buy.
- Small‑attended plan: From £2,399; guarantees all cremation fees; 30‑minute family‑led ceremony; paid‑for extras (streaming, tributes, slideshow) available.
- Direct cremation plan: Unattended option — confirm 2025 price and what’s included (e.g., ashes arrangements) directly.
- Ways to pay: Pay in full or over 12 months at the same price; spread up to 10 years with instalment charges.
- Fees and protections: £95 cancellation fee after 30 days; collection 24/7; available in England, Wales, Scotland.
Who it’s best for
Choose Distinct if you want a specialist to both arrange and perform the cremation, with flexible payments and the option to upgrade to a small‑attended plan if your family prefers some time in the chapel.
- One‑team simplicity: Provider handles everything end‑to‑end.
- Flexible payments: 12 months at no extra cost, or longer with charges.
- Nationwide access: England, Wales and Scotland, 24/7 collection.
- Choice later: Keep costs low with direct cremation, or opt for their small‑attended plan.
7. Aura “Perfectly Simple” direct cremation plan
Aura’s prepaid “Perfectly Simple” plan is built for clarity: a straightforward, unattended cremation with key costs guaranteed and helpful extras included. Among prepaid direct cremation plans UK families compare, Aura stands out for covering all cremation fees, removing medical devices at no extra charge, and delivering ashes promptly — plus flexible, fee‑free policies if you move or change your mind.
How it works
You set up the plan now; when the time comes, your nominee makes one call and Aura manages everything end‑to‑end across England, Wales and Scotland.
- Record wishes and authorised contacts when you buy.
- 24/7 collection, professional care, and booking of an unattended cremation.
- Ashes delivered to family (typically within 21 days), or handled per your wishes.
- Emotional and planning support available for your loved ones.
What’s included
Aura focuses on removing uncertainty and admin for families, while keeping the service simple and dignified.
- All cremation fees covered (direct cremation, no attendance)
- Removal of medical devices included
- Ashes delivery within 21 days
- 24/7 collection and support
- Emotional/planning help via “Aura Angels”
- Coverage across England, Wales and Scotland
- Price protections so families aren’t asked to pay extra fees/charges after death (per source)
Key exclusions and limits
As a direct cremation, the format is intentionally simple and limits choice around the day itself.
- Unattended service: No mourners, procession, chapel time or viewing
- Scheduling/location set by provider
- Geography: Plan applies in England, Wales and Scotland
- Instalments: If death occurs mid‑payments, family can clear the balance or take a full refund (per source)
2025 price and payment options
Aura keeps pricing transparent, with instalments that don’t add to the overall cost and consumer‑friendly terms.
- Price (guide): £1,695 (third‑party source); occasional phone discounts have been reported
- Ways to pay: Upfront or 12/24 months at no extra cost
- Mid‑instalment death: Family can clear balance or get a full refund (per source)
- Cancellation fee: £0; full refund on cancellation (per source)
- Move home: No fee
- Joint option: “Two Together” package available (saves £100 per source)
Who it’s best for
- Hassle‑free planners who want cremation fees guaranteed and ashes delivered without extra charges
- Families wanting fee‑free flexibility, including £0 cancellation and no moving‑home penalties
- Those paying by instalments who value a clear choice if death occurs mid‑term
- Couples looking for a simple joint option with a small saving
8. Farewill direct cremation plan
Farewill offers a single, streamlined prepaid direct cremation plan focused on simplicity and nationwide logistics, with collection anywhere in mainland England or Wales and ashes delivered to any mainland UK address. If you’re comparing prepaid direct cremation plans UK families can arrange fully by phone, Farewill is a tidy, admin‑light option with clear terms.
How it works
You set up the plan now and nominate a contact. When the time comes, your family makes one call; Farewill arranges 24/7 collection, professional care, and an unattended cremation at a provider‑selected time. Ashes are then delivered to any mainland UK address, and your nominee receives updates throughout.
- Buy the plan and record wishes/contacts.
- 24/7 collection from anywhere in mainland England or Wales.
- Unattended cremation at a provider‑arranged slot.
- Ashes delivered to loved ones (mainland UK).
What’s included
The plan covers the essentials for a dignified direct cremation and keeps the process remote and straightforward.
- Essential cremation fees covered (unattended, no service)
- 24/7 collection from anywhere in mainland England or Wales
- Simple coffin suitable for cremation
- Ashes delivery to any mainland UK address
- Admin support for your nominee
- Contribution towards medical device removal (not full coverage)
Key exclusions and limits
Knowing the boundaries helps keep expectations and costs clear for your family.
- Unattended only: No mourners, viewing, procession or chapel time
- Scheduling/location set by provider (no choice of date/time/crematorium)
- Geography: Plan applies to England and Wales (collection mainland only)
- Medical devices: Only a contribution toward removal is included
- No joint policy available
- Cancellation fee: £300 after 30 days (or after 24 months if paying in instalments)
- Moving home: No fee to update your address
2025 price and payment options
Farewill keeps payment choices simple, with a small charge for longer instalments and a clear cancellation policy. Third‑party sources report pricing and terms as follows; confirm current details before you buy.
- Guide price: £1,595 RRP; some partner promotions have quoted £1,495
- Ways to pay: Upfront, or over 24 months (a £100 fee applies for 24‑month instalments)
- Payout promise: Yes (per source) — check exact conditions if paying by instalments
- Cancellation: Free within 30 days; then £300 (or free within 24 months if on instalments, then £300)
- Coverage: Collection anywhere in mainland England or Wales; ashes delivery to mainland UK
Who it’s best for
Choose Farewill if you want a clean, phone‑first process with ashes delivered to the door, and you’re comfortable with an unattended cremation and England/Wales coverage.
- Remote, no‑fuss planners who value 24/7 collection and couriered ashes
- Upfront payers or those happy to spread cost over 24 months for a small fee
- Families wanting clarity on what’s included and an easy, fully managed process
- England & Wales residents who don’t need a service or chapel time
9. Choice Plan prepaid direct cremation
Choice offers a straightforward, UK‑wide direct cremation plan with a couple of welcome twists: families can visit the deceased before the cremation, and cancellation comes with a full refund. If you’re weighing prepaid direct cremation plans UK families can set up with minimal admin, Choice is a clean, policy‑friendly option with sensible pricing and 12‑month instalments at no extra cost.
How it works
You put the plan in place now, nominate contacts, and your family makes one call when needed. Choice arranges collection (within a defined radius), provides professional care, and books an unattended cremation at a provider‑selected time. Ashes are either collected or scattered, with paid delivery available if preferred.
- Buy the plan and record wishes/contacts.
- 24/7 collection within the service radius; professional care.
- Unattended cremation at a scheduled slot.
- Ashes collected or scattered; delivery available for a fee.
What’s included
- All essential cremation fees covered (unattended)
- Collection within a 60‑mile radius
- Professional care and a simple coffin
- Rare for direct cremation: Option for loved ones to visit the deceased before the cremation
- Ashes options: Collect from the funeral director or scatter in the garden of remembrance
Key exclusions and limits
- Unattended format: No service, procession, or chapel ceremony
- Scheduling/location set by the provider (no choice of date/time/crematorium)
- Ashes delivery to another address incurs a separate fee
- Joint policy: Not available
- Moving home: No fee to update your address
2025 price and payment options
- Guide price: £1,795 RRP; third‑party sources report promotions around £1,645
- Ways to pay: Upfront or over 12 months at no extra cost; longer terms available with charges
- Cancellation: £0 fee with a full refund
- Payout promise (if paying monthly):
- Die within 24 months: Loved ones can clear the balance or receive a full refund
- Die after 24 months: The funeral goes ahead with no balance to clear
Who it’s best for
- Families who value a visit before cremation while keeping costs low and the day itself unattended
- Planners wanting flexibility: 12 months interest‑free, clear cancellation, and no fee for moving home
- Those comfortable with provider‑set scheduling who want core fees covered and simple ashes choices
- Budget‑minded buyers watching for occasional promotional pricing without compromising on essentials
10. Cremations Online (COL) prepaid direct cremation plan
Cremations Online (COL) markets a low, fixed‑price prepaid direct cremation at a “fully inclusive” £1,650, aimed at buyers who want a simple, no‑fuss option they can sort in advance for themselves or a loved one. As details beyond price are limited in the public listing, it’s worth confirming inclusions and limits before you buy so families aren’t left with extras later.
How it works
You set up the prepaid plan now; when the time comes, your nominated contact calls COL and they arrange the unattended cremation. The focus is on keeping arrangements straightforward and costs fixed to today’s quoted price.
- Buy and nominate contacts: Put wishes on file for yourself or someone else.
- One call when needed: COL arranges collection, care and the cremation at a scheduled slot.
- Ashes aftercare: Confirm whether ashes are returned or scattered and if any delivery fees apply.
What’s included
COL presents the plan as “fully inclusive” at £1,650. Before purchasing, ask them to confirm in writing that this price covers the common essentials of a direct cremation:
- All cremation fees for an unattended cremation
- Collection and care (and any mileage/out‑of‑hours rules)
- A suitable coffin/casket alternative for cremation
- Ashes arrangements (return to family vs. scattering; delivery fees if any)
- Administration and paperwork support
Key exclusions and limits
Direct cremation keeps the day simple. Clarify these points up‑front so there are no surprises.
- Unattended only: No service, procession, chapel time or viewing
- Scheduling/location set by the provider (no choice of date/time/crematorium)
- Doctors’ fees: Ask if they’re included or charged separately
- Collection limits: Check mileage, home/care‑home removals, and out‑of‑hours surcharges
- Medical devices/oversize coffins: Confirm if removal or larger coffin attracts extra cost
- Ashes delivery: Verify if home delivery is included or a paid extra
2025 price and payment options
- Guide price: £1,650 “fully inclusive” (public listing)
- Ways to pay: Not stated in the listing — ask about paying in full vs. 12‑month instalments, any fees for longer terms, and rules if death occurs mid‑instalments (refund vs. funeral provided)
- Consumer protections: Ensure you’re buying via an FCA‑authorised provider/plan for regulatory safeguards
Who it’s best for
- Price‑led buyers who want a clearly advertised, low fixed price for a prepaid direct cremation
- Families comfortable with an unattended format and provider‑set scheduling
- Planners who want clarity in writing on inclusions (fees, collection, ashes) before committing
- Those comparing prepaid direct cremation plans UK‑wide who prioritise a simple, prepaid, fixed‑price option and minimal admin
Final thoughts
If you’ve read this far, you know the headline price is only half the story. The right prepaid direct cremation plan is the one that guarantees the key costs, fits how your family will want the ashes returned, and has fair rules on instalments, cancellations and collection. Check five things before you buy: cremation fees guaranteed vs contribution, collection scope and any surcharges, ashes delivery or scattering (and fees), doctors’ fees, and what happens if death occurs mid‑payments. Get it in writing.
If you want a dignified, no‑fuss plan with clear inclusions and human support 24/7, we can help. See how our prepaid direct cremation compares, get today’s price, and lock in a simple plan your family can trust at Go Direct Cremations.